12 Month Cd Rates

Quick Links

Here, we can see the average 6-month CD rate plummeted from a high of 17.74% in March 1980 to 8.33% in June 1980. The next recession, from July 1981 to November 1982, caused a similar drop in CD rates, as the 6-month rate dropped by 8.27 percentage points. CD rates never really recovered, remaining below 13% for the rest of the decade. The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years.

  • 12 months: $100,000: Wings Financial Credit Union: 0.65% APY: 12 months: $50,000: Affinity Federal Credit Union: 0.65% APY: 14 months: $100,000: Best 2-Year Jumbo CDs Rate Term Minimum; Superior.
  • Terms of more than 12 months but less than 48 months. CD Rates: Average APYs are based on certificate of deposit accounts of $25,000. High Yield Savings Rates.

About this Account:

Best Cd Rates In Florida

A safe, guaranteed return on your investment makes our CDs a great option to help you save for the future.

  • Variable opening amounts
  • Interest Rate: Based on term – Click here to call for current rates.
  • Interest Paid: At maturity on less than 12 months term; quarterly for terms of 12 months or more.
  • Penalties: Early withdrawal penalty if withdrawn before maturity. The following penalties apply if the certificate is redeemed prior to maturity:
    • Terms of 7 to 31 days: the greater of the actual interest earned or 15 days interest.
    • Terms of 32 days to 12 months: one month of interest.
    • Terms greater than 12 months but less than 36 months: three months interest.
    • Terms of 36 months or more: six months interest.

Digital Wallet

Today’s 1 Year Bank CD Rates: Highest CD Interest Rate at 1.15%

Send and Receive Money Securely Bingo extra lottery ticket lottery.

Learn More12 Month Cd Rates

CB2GO

Earn real cash. Ipl gambling apps. Mobile App

2020

12 Month Cd Rates 2019

Learn More

12 Month Cd Rates History

Florida

6 Month Cd Rates

12 Month Cd Rates

60-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.80 %0.80 %
$10,000.00 - $49,999.990.85 %0.85 %
$50,000.00 - $74,999.990.85 %0.85 %
$75,000.00 - $99,999.990.90 %0.90 %
$100,000.00 or more0.95 %0.95 %

48-Month Bump-Up - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 or more0.60 %0.60 %

48-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.70 %0.70 %
$10,000.00 - $49,999.990.75 %0.75 %
$50,000.00 - $74,999.990.75 %0.75 %
$75,000.00 - $99,999.990.80 %0.80 %
$100,000.00 or more0.85 %0.85 %

36-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.60 %0.60 %
$10,000.00 - $49,999.990.65 %0.65 %
$50,000.00 - $74,999.990.65 %0.65 %
$75,000.00 - $99,999.990.70 %0.70 %
$100,000.00 or more0.75 %0.75 %

30-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.55 %0.55 %
$10,000.00 - $49,999.990.60 %0.60 %
$50,000.00 - $74,999.990.60 %0.60 %
$75,000.00 - $99,999.990.65 %0.65 %
$100,000.00 or more0.70 %0.70 %

24-Month Add On - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 or more0.40 %0.40 %

24-Month Bump Up - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 or more0.40 %0.40 %

24-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.50 %0.50 %
$10,000.00 - $49,999.990.55 %0.55 %
$50,000.00 - $74,999.990.55 %0.55 %
$75,000.00 - $99,999.990.60 %0.60 %
$100,000.00 or more0.65 %0.65 %

18-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.45 %0.45 %
$10,000.00 - $49,999.990.50 %0.50 %
$50,000.00 - $74,999.990.50 %0.50 %
$75,000.00 - $99,999.990.55 %0.55 %
$100,000.00 or more0.60 %0.60 %

12-Month Add On - (Minimum Opening Deposit $100)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$100.00 or more0.25 %0.25 %

12 Month Bump-Up - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 or more0.25 %0.25 %

12-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $9,999.990.35 %0.35 %
$10,000.00 - $49,999.990.40 %0.40 %
$50,000.00 - $74,999.990.40 %0.40 %
$75,000.00 - $99,999.990.45 %0.45 %
$100,000.00 or more0.50 %0.50 %

9-Month No Penalty - (Minimum Opening Deposit $5,000)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$5,000.00 or more0.15 %0.15 %

6-Month - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $49,999.990.20 %0.20 %
$50,000.00 - $74,999.990.25 %0.25 %
$75,000.00 - $99,999.990.30 %0.30 %
$100,000.00 or more0.35 %0.35 %

3-Month* - (Minimum Opening Deposit $500)

OPEN ONLINE
Balance to Earn APYAnnual Percentage YieldDividend Rate
$500.00 - $49,999.990.15 %0.15 %
$50,000.00 - $74,999.990.20 %0.20 %
$75,000.00 - $99,999.990.25 %0.25 %
$100,000.00 or more0.30 %0.30 %

Comments are closed.